The Protection you need for all your seasons!
> DO YOU QUALIFY?<
FOR A LARGER TAX CREDIT AGAINST YOUR
2024 HEALTH INSURANCE PREMIUM?
2023 was another challenging year
Did you lose your job? Were your hours cut? Get a pay cut?
Did you get married? Divorced? Have a new family member?
Are you are starting new job, or leaving an old one, or retiring from your profession/career?
Are you "Self-Employed"? Are you a small business owner with 2 or more employees?
I can help you with a variety of health insurance options, depending upon your case,
there may even be "Tax Credits" available to reduce your premium!
Did you wait too long to purchase your health insurance for 2024??
>>January 15th, 2024<<
Contact me to see if you qualify for a "Special Enrollment Period"
(Some examples are: loss of income, increase income, newly between employment, add family member, loss of family member, marriage, divorce, age out <"Child" turned 26> <Adult enrolled in Medicare>, etc. )
DON'T miss out this year... Make sure to contact me as soon as possible to set your
appointment to meet with me to go over your current plan
and discuss any changes you might want for 2024.
I handle most health carriers in SE WI. Check this link to see what your tax credit will be and to see what carriers may offer the best policy for you and your family.
Call me BEFORE signing up, so I can answer any questions, guide your decision, and help you ensure you are applying for the kind of coverage you think you are.
I guide you through the Health Insurance Tar Pits...
Marketplace Health Ins. Info ... Click Here
Call me to arrange your NO obligation Health Insurance Assessment appointment.
(262) 902-5714
If you live anywhere in WI, I can help.
FOR A LARGER TAX CREDIT AGAINST YOUR
2024 HEALTH INSURANCE PREMIUM?
2023 was another challenging year
Did you lose your job? Were your hours cut? Get a pay cut?
Did you get married? Divorced? Have a new family member?
Are you are starting new job, or leaving an old one, or retiring from your profession/career?
Are you "Self-Employed"? Are you a small business owner with 2 or more employees?
I can help you with a variety of health insurance options, depending upon your case,
there may even be "Tax Credits" available to reduce your premium!
Did you wait too long to purchase your health insurance for 2024??
>>January 15th, 2024<<
Contact me to see if you qualify for a "Special Enrollment Period"
(Some examples are: loss of income, increase income, newly between employment, add family member, loss of family member, marriage, divorce, age out <"Child" turned 26> <Adult enrolled in Medicare>, etc. )
DON'T miss out this year... Make sure to contact me as soon as possible to set your
appointment to meet with me to go over your current plan
and discuss any changes you might want for 2024.
I handle most health carriers in SE WI. Check this link to see what your tax credit will be and to see what carriers may offer the best policy for you and your family.
Call me BEFORE signing up, so I can answer any questions, guide your decision, and help you ensure you are applying for the kind of coverage you think you are.
I guide you through the Health Insurance Tar Pits...
Marketplace Health Ins. Info ... Click Here
Call me to arrange your NO obligation Health Insurance Assessment appointment.
(262) 902-5714
If you live anywhere in WI, I can help.
ADDITIONAL
Off-Marketplace Options
and
Metal-Gap Options
I offer several options, both ON the Marketplace and OFF the Marketplace
to help protect you and your family. Several companies also offer multiple Bronze, Silver, and Gold options. I can help you find the best product for your family based upon whether you are qualified to receive the government Tax Credit or not.
They will help protect you should you need to use medical services. Many of these options will cost you much less than regular insurance, and still provide you a good back-up plan.
Below are some examples from various companies I offer Short Term Medical Insurance Coverage through
Please check them out:
Click Here for---> > Short Term Medical Insurance from AllState<
If you DO have insurance, you may still wonder how you and your family can afford
the huge "Deductibles" and "Out-of-Pocket Maximums"?
"Medical Metal Gap Protection"
The "Medical Metal Gap" insurances help to do just that. They can help pay for accident medical expenses, Cancer, Stroke, Heart attack, other "Critical Illnesses", accidental death, loss of income due to temporary or permanent disability...
I have the insurance protection you need!
Click Here for---> > "Metal Gap Protection" from National General <
Example: Accident Medical Expense, under age 65, coverage from $11.50 <monthly premium>/$2,500 coverage per accident)
If you live in WI or IL
contact Oliver today!
Cell: 262-902-5714 OR Oliver.Clement@OMCInsuranceAgency.com
>> Knowing your options helps you to make intelligent choices <<
Disability Income Protection
Contact Oliver for a FREE quote
<<Gives you a "Paycheck" when you are not able to work
due to illness or injury>>
In this day and age of people losing their health insurance, the government website issues, people losing their jobs, graduating from school, getting divorced, married, loss of spouse, adding children, etc., there IS a way to make certain you have the coverage you need at a premium you can be comfortable with!
I have added additional Health Insurance companies to better serve you. I currently am selling the "off the Market Place" companies, as well as the "on Market Place" companies.
I also have several companies which offer "Metal Gap" type coverage... to fill in the coverage holes of your regular policy to help you pay for your deductibles and co-pays. For a relatively small premium, these companies pay towards your "deductible" so that you may be paying $250 - $500 "accident deductible" instead of up to your $8,900 "Health Insurance max out of pocket" (MOOP)!
With the advent of the new insurance requirements, there are "gaps" in Metallic plans. So, like in Medicare where I offer "supplemental coverage/ Gap coverage", in the Medical Insurance arena, I am also offering "Metallic Gap coverage". Insurance meant to "fill in the gaps" created by HIGH deductible metallic medical coverage. Protect yourself from high deductibles with a "Gap Coverage" today!
Total number of earthquakes worldwide for 2022
Magnitude
8.0–9.9 0
7.0–7.9 11
6.0–6.9 117
5.0–5.9 1,603
4.0–4.9 13,707
_________
Total quakes greater
than 4.0 in 2022 ---> 15,438
https://www.google.com/search?q=total+number+of+earthquakes+worldwide+for+2022&oq=Total+number+of+earthquakes+worldwide+for+202&aqs=chrome.1.69i57j33i160l3.3062j0j7&sourceid=chrome&ie=UTF-8
In 2022:
More than 60 wars / skirmishes WORLD-WIDE with a total estimate of over 424,842 deaths in just the following six wars alone!
In 2022 alone:
Myanmar : 20,206 deaths
Russia/Ukraine : 276.400+ deaths
Afghanistan : 3,847 deaths
Mexico Drug War: 7,821 deaths
Iraq Conflict : 4,181 deaths
Ethiopia/Eritrea: 112,387 deaths
https://en.wikipedia.org/wiki/List_of_ongoing_armed_conflicts
> Floods destroy property and claim many lives. Many people injured and sick. Travel interrupted!
> Hurricanes strike coastal areas, millions of people sustain damage,
thousands of people injured or killed. Travel interrupted...
Where will you be on vacation or working
when the next one hits?
How will you pay for your needs when you encounter such losses?
>> Health and Accident Protection
that follows you around the world! <<
*Vacation Travel, Employment Travel,
*Mission Volunteer Work and Missionary Work,
*Student and Teacher Travel, Foreign Exchange Students, Etc.
*Protection for US citizens around the world
*Protection for foreign nationals in the USA or away from their home country!
*You must be a "citizen" of Planet Earth...
(Sorry, at this point, no Space Aliens accepted)
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Dental plans, or Dental and Vision Insurance plans
I have several insurance plans that will cover you with regular checkups for dental or dental and vision. They allow you to spend up to the maximum annual cap. For example, the plan caps the annual benefit at: $1,000; $1,500; $3,000 (I even have one Dental policy with an UNLIMITED cap on it! < $750 cap first year, $1,500 cap year 2, Starting year 3, Unlimited Cap> )
This is REAL insurance.
I also have guaranteed acceptance on Dental, Vision, Hearing "Indemnity Policies" which pay you a set amount for any covered procedure. Similar concept... an annual cap may be in place.
Looking for Dental Insurance or Dental Coverage at an affordable price?
Wondering what the differences are between
Dental Insurance and Dental Savings programs?
Insurance can cover a lot of the dental services, but there usually are waiting periods for some services, some exclusions (or additional waiting periods) for pre-existing conditions, and higher monthly premiums. Some people prefer to have insurance even then. For you, we have insurances (See above options)
If you would rather have lower priced premiums, flexibility to use thousands of providers, NO pre-existing clauses (everything is covered from day one) and in many cases, the Savings programs ALSO offer savings on:
>Chiropractic services
>Prescriptions
>Vision
>Hearing
Some of these carriers offer "Family" coverage for ALL permanent residents in a household.
Some offer the above mentioned additional add-ons for no additional cost AND they provide discounts of
10% to 60% or more! You must be a legal resident of the USA, but you can be from ANY state. Not all
plans available in all states, but several plans available in your home state!
Here is a way to compare 25 or so "Dental Coverage Savings" providers.
Contact me (Oliver Clement) for assistance
and with any questions you may have at:
Fax - 262-898-9591 Cell - 262-902-5714
P.O. Box 453, Somers, WI 53171
Oliver.Clement@OMCInsuranceAgency.com
(Serving all of Wisconsin and Illinois!)
Serving ALL 50 States for Dental Savings Plans